# Investment Savings and Distributions Calculator

As you invest today to protect your future, it is obvious for you to define the length of the ‘future’ for what you want protection. Our investment savings and distributions calculator will assist you to determine the time by which your savings from investments might finish. The integrated report will then show your remaining balance and investment results by year.

- Current age
- Your age.
- Years to contribute
- Number of years, new balance will be added to the investment savings. This will be zero in case you are planning to withdraw immediately.
- Starting balance
- Current balance of your investments. This should include annuities, IRAs, 401(k)s and other investment accounts.
- Amount to contribute
- Assuming you make contribution at the starting of a period, this is your new weekly, bi-weekly, monthly, fortnightly, quarterly, or yearly contributions to the investment savings.
- Annual return
- The rate of return you will receive annually from your investments.
- Inflation rate
- Your expected average rate of inflation over long-term period. This can be calculated using the CPI or Consumer Price Index.
- Contribution frequency
- Frequency of contributions on the savings. Using ACalculator, you can measure investment earnings for weekly, bi-weekly, twice monthly, monthly, quarterly, semi-annually, and annually contributions.
- Inflation adjustments and your contributions
- The ‘No adjustment for inflation’ option will keep your periodic contribution same for all the periods. The ‘Adjust contributions annually for inflation’ will adjust the periodic contribution for expected inflation and thus, the annual contribution will keep increasing.
- Calculate
- Select the type of calculation you wish to perform. You can calculate either the maximum withdrawal for a period of time, or how long a specific withdrawal amount will last.
- Withdrawal beginning balance
- This is the amount available in savings account during the first withdrawal.
- Withdrawals to last
- To activate this field you must choose the ‘Calculate time balance will last’. This will calculate the time by which your savings will last for further withdrawal.
- Amount to withdraw
- The total amount you have planned to withdraw during each period. This is calculated based on the assumption that you make withdrawals only at the starting of the period.
- Inflation adjustments and your withdrawals
- There are three options under the ‘Inflation and your withdrawals’ section. If you choose the ‘inflation adjustment begin with withdrawals’ option, the calculator will adjust your yearly withdrawal amount by increasing the value. If you want to adjust inflation immediately before you make withdrawals, the ‘Inflation adjustment begin immediately’ will be the appropriate one. Moreover, if you don’t want to adjust inflation at all, you should simply select the ‘No adjustment for inflation’.
- Withdrawal frequency
- This field calculates how frequently you make withdrawals from the investment savings. The seven types of withdrawal frequency include weekly, bi-weekly, twice monthly, monthly, quarterly, semi-annually, and annually options.