Savings Calculators

Savings Calculators Free

Emergency Savings Calculator

Having adequate emergency savings can make unforeseen unemployment, auto repairs, medical emergencies, property damage and even legal issues more manageable. With adequate emergency savings, you can focus on how to best meet your family's needs, rather than worrying about finding the money to handle these difficult situations. This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Cool Million

What might it take to save one million dollars? These savings calculator helps you find out. Enter in your current savings plan and graphically view your financial results for each year until you retire. Javascript is required for this calculator.

Don't Delay Your Savings!

Waiting to begin your savings plan can have a huge impact on your results. A delay of even a few years could cost you thousands of dollars. This calculator helps show you how much postponing your savings plan can really cost.

Vice Savings

One of the best ways to increase your savings is to spend less. Even a simple change such as reducing your spending on a common vice, such as smoking, drinking or eating out, can make a difference. This calculator illustrates how a little "Vice Savings" can go a long way.

Savings Goals

What will it take to help reach your savings goals? This financial calculator helps you find out. Enter in your savings plan and view graphically your financial results. Click the report button to get more information about your plan, and what you can do to make sure that it is on track. Javascript is required for this calculator.

Compound Interest and Your Return

The methods by which an interest amount on your savings is calculated greatly impact the total amount which you accumulate over the years. Your earnings increase more if the interest amount is added at more frequent intervals. This calculator shows you the effect of different compounding frequencies on your total savings.

Savings Plan Calculator

Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you. Javascript is required for this calculator.

Benefit of Spending Less

Lowering your expenses makes a significant increase in your savings. This calculator can let you estimate the total amount all this money can be worth if you invested it. You can do an analysis by considering the effects of taxes or ignoring them. This calculator needs JavaScript so make sure you have it installed.

Compare Savings Rates

You can increase your savings to a significant amount with time if the interest rate is varied even slightly. You can use this calculator to analyze the impact that different rates have on your total savings. Your total savings are also affected whether you deposit at the beginning or at the end of the month, and you can even see the impact of this in the report which this calculator prepares. This calculator needs JavaScript, so make sure you have it installed.

Credit Union Certificate Calculator

Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance

Home Buyer Savings Calculator

Purchasing a home is one of the most important decisions you'll ever make. This calculator will help you create a savings plan towards your home purchase down payment. Simply use your purchase price to calculate how much you need to save each month. Fine-tune your plan by adjusting any of the inputs including purchase price and the number of years you wish to save. Click here to estimate how much home you can afford.

Savings, Taxes, and Inflation

The value of your savings can be affected by both taxes and inflation. Use this calculator to determine how much your savings will be worth with this in mind. Javascript is required for this calculator. If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator.

College Savings

If you want to save money for your children’s education, then you need to plan it over a couple of years. It is always a good option to start early because that automatically improves the plan because you then have more time to save. This calculator can help you in formulating an appropriate educational saving plan for your children. You can view the results in the graph and check the report for detailed information. This calculator needs JavaScript, so make sure you have it installed. If you use Internet Explorer, then please change the settings to ‘Allow Blocked Content’.

Savings Distribution Calculator

This calculator is designed to help you determine how much of your savings remains after a series of withdrawals. Enter your starting amount, how much to withdraw and how often and we will calculate your expected final balance.

Lunch Savings

One of the best ways to increase your savings is to spend less. Even a simple change such as bringing a bagged lunch to work a few times a week can make a difference. This calculator illustrates how a little lunch savings can go a long way.

Certificate of Deposit Calculator

This calculator lets you estimate the amount of interest that you can receive on your Certificate of Deposit or CD. Input a few general parameters and the calculator will estimate the Annual Percentage Yield or APY and the remaining balance. You can view a detailed analysis in the report. This calculator needs JavaScript, so make sure you have it installed.